CashflowSee where your
money is headed.
Cashflow shows your money today — every account in one number — then forecasts exactly where it's headed, day by day, from your own recurring income and spending.
Coming soon to the App StoreA calm, private money forecaster — no bank logins, no servers, nothing to breach.
Clarity without surveillance
Most finance apps want to log into your bank. Cashflow doesn't — you're the source of truth for your own money.
Every account, one number
Balances across banks and currencies roll into a single total, with a clear by-account breakdown and your net worth underneath.
See where you're headed
Cashflow carries your recurring income and spending forward and projects your balance day by day — from next month out to your full horizon.
Manual, no bank logins
You enter your balances yourself. There's no aggregation service, nothing to breach, and you stay in control of your own figures.
Heads-up alerts
Get a warning before a low balance or a big bill lands — while there's still time to react — and an optional reminder to keep things current.
Plan & cut costs
Surface the subscriptions and recurring spend quietly draining your accounts, then see exactly what trimming them is worth.
Private, no servers
No account, no tracking, no ads. Everything is computed on your device and syncs only through your own iCloud — Cashflow has no servers.
What-if, FIRE & debt payoff · Pro
Test a raise, a move or a big purchase before you commit, track financial independence, and see how fast you'll clear what you owe.
Reports, export & deep analytics · Pro
A clean PDF summary and a CSV of your full history, plus spending by category, cashflow & runway, and net-worth history over time.
A look inside
Native on iPhone, iPad and Mac — light and dark mode, with a Face ID / passcode lock.
The numbers, visualized
Cashflow turns a pile of balances into a picture you can act on.
Where you're headed
Illustrative — your real forecast is built from your own recurring income and spend, projected day by day from next month out to your full horizon.
One number, many accounts
Illustrative split across accounts — Cashflow rolls every balance into a single available total.
On every screen you own
A native app for iPhone, iPad and Mac — your accounts, forecast and Pro unlock follow you across them through your own private iCloud.
iPhone
The full forecaster in your pocket — your one number, the day-by-day projection, heads-up alerts, a fast log with receipt scanning, and a Face ID / passcode lock.
iPad
A roomier canvas that gives the forecast, planning and net-worth views more room to breathe.
Mac
A real Mac app (Apple Silicon & Intel) — review your accounts and run the forecast on the big screen.
Free to use. Pro when you want it.
Everything you need to see your money clearly is free. Pro is a one-time unlock — no subscription required — and one purchase covers iPhone, iPad & Mac.
Free
$0 forever
- Every account in one available number, across banks & currencies
- Accounts & net worth — assets, debt and a clear breakdown
- A day-by-day forecast for the months ahead
- Fast activity log — categories, search & receipt scanning
- Heads-up alerts before a low balance or big bill
- Plan & cut costs — spot subscriptions you can trim
- Home & Lock Screen widgets · Siri Shortcuts
- 5 themes, light & dark mode · Face ID / passcode lock
- Private iCloud sync across iPhone, iPad & Mac
Pro everything in Free, plus —
$12.99 once
- Deeper forecasting — full horizon & confidence range
- What-if scenarios — test a raise, move or purchase before you commit
- FIRE & debt-payoff planning
- Deep analytics — spending by category, cashflow & runway, net-worth history
- Reports & export — PDF summary + CSV of your full history
Supporter · Monthly
$1.99 / mo
A small monthly tip — includes all of Pro.
Pro · Lifetime
$12.99 once
Pay once, keep every Pro feature forever.
Supporter · Annual
$14.99 / yr
A yearly tip — includes all of Pro.
Pro is a one-time $12.99 unlock — no subscription required. Prefer to support development over time? An optional Supporter subscription also unlocks every Pro feature. Subscriptions auto-renew until cancelled — cancel anytime in Settings. Prices shown in USD; the App Store displays your local price.
Why Cashflow
Most finance apps start by asking to log into your bank. I never liked that — handing a third party the keys to every account, and a fresh place for my data to leak from, just to see a balance.
So Cashflow does the opposite. You enter your accounts yourself, the numbers are computed on your phone and sync only through your own iCloud, and there are no servers of mine to breach. What you get back is the thing I actually wanted: one calm place to see everything I have, and an honest forecast of where it's heading.
No surveillance, no ads, and no pressure to subscribe — Pro is a one-time unlock if you ever want the extra depth. That's it.
— The maker of Cashflow
A note on planning: Cashflow's forecasts, tax & FIRE figures are estimates to help you plan — not financial or tax advice. Always confirm important numbers with a qualified professional.